New Jersey Division of Gaming Enforcement — Internet Gaming Regulations and Technical Standards
All 18 New Jersey standards, organised by chapter
A searchable, filterable index of the New Jersey Division of Gaming Enforcement's internet gaming regulations and technical standards. New Jersey operates the oldest regulated online casino market in the United States, and its rules under N.J.A.C. 13:69O form the template that most US state regulators have since adapted. Standards are grouped by chapter, tagged for the player-protection categories our editorial team tracks most closely, with the full regulatory text and associated DGE guidance attached to each card.
Ensure that only suitable entities operate internet gaming in New Jersey, with documented internal controls, accountable management, and transparent reporting to the Division.
4 standards1 player-flagged
25%
player-flagged
Regulatory risks this chapter addresses
Unsuitable owners or key employees gaining access to the New Jersey market
Weak internal controls allowing unreported incidents or undetected fraud
Inadequate record retention obstructing Division audits and investigations
Licensing and Suitability 2
N.J.A.C. 13:69O-1.1
Internet Gaming Permit Holder Eligibility
Only a casino licensee in good standing, or an entity holding a Casino Service Industry Enterprise license, may offer or provide internet gaming to patrons physically located in New Jersey.
Requirements
Maintain an active New Jersey casino license throughout the term of internet gaming operations
Disclose all holding companies, beneficial owners, and qualifiers to the Division
Submit material changes in ownership or control for Division approval before they take effect
Internet gaming authority is an extension of, not a substitute for, the underlying land-based casino license.
N.J.A.C. 13:69O-1.2
Affiliate Marketing Registration
Affiliate Rules
Any third party compensated for directing patrons to a New Jersey internet gaming site, including revenue-share and cost-per-acquisition affiliates, shall register with the Division as an ancillary vendor prior to accepting New Jersey traffic.
Requirements
File a vendor registration form and fee with the Division
Submit all creative assets and landing pages used in New Jersey for review upon request
Retain records of referred patrons and compensation paid for not less than five years
Internal Controls and Reporting 2
N.J.A.C. 13:69O-1.3
Internet Gaming Internal Controls Submission
Each permit holder shall submit to the Division for review and written approval a complete set of internet gaming internal controls prior to commencing operations, and shall resubmit any material amendment at least 15 days prior to implementation.
Requirements
Document procedures for patron registration, deposit handling, wagering, and payout
Describe segregation of duties between operations, finance, and compliance personnel
Identify the key employees responsible for each control area
Material amendments include any change affecting patron funds, game offering, geolocation, or identity verification procedures.
N.J.A.C. 13:69O-1.4
Suspicious Activity and Incident Reporting
A permit holder shall notify the Division within 72 hours of discovering any suspected criminal activity, money laundering, unauthorized account access, or material system failure affecting patron wagers or funds.
Requirements
File an incident report via the Division's electronic reporting portal
Preserve all logs, transaction records, and communications relevant to the incident
Cooperate with any Division or law enforcement investigation arising from the report
2
Chapter 2
Responsible Gaming and Self-Exclusion
Protect New Jersey patrons from gambling-related harm through mandatory limits, self-exclusion tools, problem-gambling resources, and controls on how operators advertise and offer bonuses.
5 standards5 player-flagged
100%
player-flagged
Regulatory risks this chapter addresses
Patrons progressing to problem gambling without effective intervention
Self-excluded patrons accessing internet gaming accounts
Marketing and promotional offers that obscure material terms or target vulnerable patrons
Self-Exclusion and Limits 3
N.J.A.C. 13:69O-2.1
Compliance with the DGE Self-Exclusion List
RG CriticalPlayer Rights
Prior to accepting any wager or deposit, and on a continuing basis thereafter, a permit holder shall verify that the patron is not listed on the Division's Internet Gaming Self-Exclusion List, and shall immediately close the account and refund any remaining balance if a match is identified.
Requirements
Check every new registration against the current Self-Exclusion List before account activation
Re-screen the active patron base against the List no less frequently than daily
Deny any marketing, promotional, or bonus communication to a self-excluded patron
The Self-Exclusion List is updated continuously; cached copies older than 24 hours do not satisfy this Standard.
N.J.A.C. 13:69O-2.2
Patron-Initiated Deposit, Wagering, and Time Limits
RG CriticalPlayer Rights
A permit holder shall provide each patron the ability to establish daily, weekly, and monthly limits on deposits, wagers, and time spent playing, with any decrease taking effect immediately and any increase subject to a cooling-off period before becoming active.
Requirements
Honor limit decreases in real time
Require a minimum 72-hour cooling-off period before any limit increase takes effect
Display the current active limits clearly within the patron account dashboard
N.J.A.C. 13:69O-2.3
Responsible Gaming Plan and Staff Training
RG Critical
Each permit holder shall maintain a written Responsible Gaming Plan approved by the Division, and shall train all employees with patron-facing or account-handling responsibilities annually on the identification of problem gambling indicators and the referral of patrons to treatment resources.
Requirements
Submit the Responsible Gaming Plan for Division review and update it at least every two years
Document annual staff training with attendance records retained for five years
Display the 1-800-GAMBLER helpline on every page of the internet gaming platform
Advertising and Promotions 2
N.J.A.C. 13:69O-2.4
Advertising Content Standards
Bonus & Ads
Internet gaming advertising directed at New Jersey patrons shall not target persons under 21, shall not depict gambling as a solution to financial or personal problems, and shall include a conspicuous problem-gambling disclosure and the 1-800-GAMBLER helpline.
Requirements
Prohibit the use of celebrities, characters, or symbols with primary appeal to minors
Include the problem-gambling disclosure in equal prominence to the primary offer
Retain copies of all published creative for not less than three years
N.J.A.C. 13:69O-2.5
Bonus and Promotional Offer Disclosure
Bonus & AdsPlayer Rights
Any bonus, promotion, or complimentary offer extended to a New Jersey patron shall be accompanied by a plain-language disclosure of all material terms, including wagering requirements, eligible games, expiration, and maximum cashout, before the patron opts in.
Requirements
Present material terms in type size no smaller than the primary offer headline
Provide a patron-accessible record of all bonuses credited, wagering progress, and expirations
Honor the terms in effect at the time the patron opted in, without retroactive material change
3
Chapter 3
Technical Standards and Game Integrity
Ensure that internet gaming systems, games, and geolocation controls operate with demonstrable integrity, are independently certified, and confine wagering to patrons physically located within New Jersey.
5 standards3 player-flagged
60%
player-flagged
Regulatory risks this chapter addresses
Wagering from outside New Jersey accepted due to geolocation weaknesses
Unfair or improperly configured games reaching the live environment
Random number generator compromise or undetected game-logic defects
Certification and Testing 2
N.J.A.C. 13:69O-3.1
GLI-19 Internet Gaming System Certification
Game Design
Each internet gaming system deployed in New Jersey shall be tested and certified by a Division-licensed independent testing laboratory against GLI-19 Standards for Interactive Gaming Systems, or an equivalent standard approved in writing by the Division.
Requirements
Obtain a certification letter from the testing laboratory prior to production deployment
Re-certify the system following any material change to game servers, wallet, or geolocation components
Retain the current certification letter and supporting test reports for Division inspection
N.J.A.C. 13:69O-3.2
GLI-33 Event Wagering and RNG Certification
Game Design
Random number generators used in any internet gaming offering, and any event wagering system, shall be certified in accordance with GLI-33 or an equivalent Division-approved standard, with statistical test results demonstrating independence, uniform distribution, and unpredictability.
Requirements
Submit RNG test reports covering a minimum of 500,000 sample outcomes per certification
Reseed or re-certify the RNG following any source-code modification
Maintain a tamper-evident log of all RNG configuration changes
Equivalent standards include NMi and BMM certifications where expressly accepted by the Division in writing.
Geolocation and Game Controls 3
N.J.A.C. 13:69O-3.3
Geolocation Compliance
Game Design
A permit holder shall employ a Division-approved geolocation solution to verify that each patron is physically located within the State of New Jersey at the time a wager is placed, and shall re-verify location at intervals not exceeding those set forth in the operator's approved internal controls.
Requirements
Block any wager attempt where the geolocation check fails or is inconclusive
Log every geolocation check with patron identifier, timestamp, and result
Report any material geolocation vendor or methodology change to the Division for approval
N.J.A.C. 13:69O-3.4
Game Rules, Paytables, and Disclosure to Patrons
Every authorized internet game shall display, or make readily accessible from the game interface, a plain-language statement of the rules, the paytable, the theoretical return to player, and any maximum payout limits before the patron commits a wager.
Requirements
Match displayed paytables to the certified configuration
Retain a history of rule and paytable changes with effective dates
Disclose any progressive jackpot contribution and award conditions
N.J.A.C. 13:69O-3.5
System Availability and Disaster Recovery
Internet gaming systems shall be operated with documented business continuity and disaster recovery procedures capable of restoring patron account balances and in-progress wagers to a consistent state following any unplanned outage.
Requirements
Test the disaster recovery plan no less frequently than annually
Preserve the integrity of in-progress wagers and credits across failover
Notify the Division of any outage exceeding four hours affecting patron wagering
4
Chapter 4
Player Accounts and Financial Transactions
Require verified patron identity, ring-fenced patron funds, accurate statements, and transparent dispute handling across every financial touchpoint on a New Jersey internet gaming site.
4 standards1 player-flagged
25%
player-flagged
Regulatory risks this chapter addresses
Underage or unverified patrons opening internet gaming accounts
Commingling of patron deposits with operator working capital
Disputed transactions resolved without a documented, auditable process
Account Opening and Verification 2
N.J.A.C. 13:69O-4.1
Age and Identity Verification (KYC)
RG CriticalPlayer Rights
Prior to accepting any deposit or wager, a permit holder shall verify that the patron is at least 21 years of age and confirm the patron's identity using documentation, database checks, or other Division-approved methods of equivalent reliability.
Requirements
Collect legal name, date of birth, residential address, and Social Security number or equivalent
Resolve any verification discrepancy before the account is used for wagering
Retain verification records for not less than five years following account closure
Temporary accounts may accept deposits pending verification only where the approved internal controls so provide, and may not pay out winnings until verification is complete.
N.J.A.C. 13:69O-4.2
One Active Account Per Patron
A patron shall have no more than one active internet gaming account with each permit holder, and the permit holder shall employ reasonable procedures to detect and close duplicate accounts.
Requirements
Screen new registrations against existing accounts using identifying data elements
Close duplicate accounts and return any remaining patron funds
Document detection procedures within the approved internal controls
Funds, Statements, and Disputes 2
N.J.A.C. 13:69O-4.3
Patron Fund Reserve and Segregation
Each permit holder shall maintain, in a segregated reserve account, cash or cash equivalents sufficient to cover the aggregate of all patron account balances, unpaid prizes, and pending withdrawals at all times.
Requirements
Reconcile the reserve balance to patron liabilities no less frequently than daily
Hold reserve funds in a federally insured institution acceptable to the Division
File monthly attestations of reserve adequacy with the Division
N.J.A.C. 13:69O-4.4
Account Statements and Transaction Disputes
Player Rights
A permit holder shall make available to each patron, on demand and at no cost, a detailed account statement covering all deposits, wagers, winnings, bonuses, and withdrawals, and shall investigate and respond in writing to any patron transaction dispute within 10 business days of receipt.
Requirements
Provide statement history spanning at least the prior 12 months through the patron interface
Log and track every patron dispute through to resolution
Advise the patron of the right to file a complaint with the Division if unsatisfied with the operator response