All 35 Michigan standards,
organised by theme

Only a casino licensee (Detroit commercial) or an Indian tribe operating under a compact may hold an internet gaming operator licence. Each operator may contract with exactly one platform provider, and each operator brand must be clearly identifiable on the site.

Platform providers host the internet gaming system and its related player-account servers. They must be separately licensed, maintain a Michigan-based server environment acceptable to the Board, and cannot also act as a supplier of the same game titles they host.

Game studios, RNG suppliers, geolocation vendors, payment-processing intermediaries, and any vendor whose product touches wager logic or player funds must hold a supplier licence. The MGCB maintains a public list of licensed suppliers.

The Lawful Sports Betting Act (PA 149 of 2019) authorises internet sports betting under a parallel licence to internet gaming. A casino or tribal operator may hold both, and the MGCB issues a single combined technical-submissions package to avoid duplicate audits.

Operators must verify legal name, date of birth, Social Security number (last four), and residential address before any deposit. Age is verified against a database deemed reliable by the Board, and an account cannot transact until identity verification is complete.

Every wager placed from a mobile or desktop device must be preceded by a geolocation check that confirms the device is physically within the borders of Michigan. Operators must use an MGCB-approved geolocation supplier and re-check at intervals no greater than the Board prescribes.

Deposits may be funded only by methods listed in the MGCB's approved instruments list, which excludes cash loans from the operator and restricts credit-card funding to amounts and channels the Board has pre-approved. Every deposit source is retained with the account record.

A player may close an account at any time. Dormant accounts (no activity for the period prescribed in the rules) must be converted to an MGCB-approved handling procedure and unclaimed balances escheated in accordance with Michigan unclaimed-property law.

The Board maintains a single self-exclusion register (the Responsible Gaming Database, or RGD) covering all MGCB-licensed activities. Operators must check every registration against the RGD and re-check on an ongoing basis, and must block wagering, promotional contact, and winnings for any enrolled player.

Enrollees choose from fixed terms (1-year, 5-year, or lifetime). Reinstatement requires an affirmative application, and the Board may refuse. Lifetime enrolment is irrevocable. Operators must mirror the enrolment status within the window prescribed in the rules.

Every operator must offer player-configurable limits on deposits, wagers, and time spent in session. Decreases take effect immediately. Increases only take effect after a cooling-off period prescribed by the Board.

Every page where a wager can be placed must prominently display the Michigan problem-gambling helpline (1-800-270-7117) and a link to the player's self-exclusion and limit controls. The link label, size, and colour contrast must meet the Board's accessibility guidance.

Customer-facing staff must complete Board-approved responsible-gaming training on hire and annually thereafter. Operators maintain an intervention log recording any RG-triggered contact with a player and make the log available to Board auditors.

Advertising must not depict persons under 21, must not suggest gambling is a solution to financial problems, and must include the operator's licence status and the problem-gambling helpline on any direct-response creative.

Operators must suppress direct marketing against three populations: persons under 21, players listed in the Responsible Gaming Database, and college athletes listed in any NCAA-cooperation feed the Board recognises. Suppression evidence must be retained for audit.

Every bonus offer must disclose the wagering requirement, eligible games, expiry, and any deposit minimum clearly and before acceptance. Material changes to live bonus terms after opt-in are prohibited; an offer may be withdrawn for new opt-ins but not altered for existing holders.

Any third party compensated per-acquisition or per-revenue-share for driving traffic to a licensed Michigan operator is a vendor or supplier under the rules and must be registered with the Board. Flat-fee sponsorships are excluded, but per-player economics trigger licensing.

Every RNG used in Michigan must be certified by an MGCB-approved independent test laboratory and re-tested at intervals the Board prescribes. The RNG must meet the statistical randomness thresholds specified in the Technical Standards and be seeded from a source the laboratory can audit.

Every game must display its rules, pay table, and theoretical return-to-player percentage to the player on request. Pay tables and RTP cannot differ from the certified version; a change requires re-certification and Board approval before the new version goes live.

The platform must log every wager, every session event, every account event (login, deposit, withdrawal, limit change), and every administrative action. Logs must be tamper-evident, replicated to a secondary store, and retained for the statutory period set out in the Technical Standards.

No change that affects wager mechanics, game outcome determination, account handling, or geolocation may go to production without (a) test-lab sign-off on the new build, and (b) Board notification or approval depending on the Board's change classification matrix.

Primary production systems for the player account and wagering server must be hosted at a location acceptable to the Board. Incident response plans must be filed, tested annually, and actual security incidents affecting player data or wager integrity must be reported to the Board within the prescribed window.

The MGCB publishes a list of permitted events. Wagers on Michigan collegiate teams' prop markets and on events where the operator cannot satisfy the integrity and age-verification requirements are prohibited. Novel markets (elections, entertainment contests where prohibited) require express Board approval.

Athletes, coaches, trainers, officials, and anyone with access to non-public information on a sporting event must not place wagers on that event or any other event within the same sport. Operators must use league-supplied exclusion lists and accept voluntary league enrolment.

Every operator must belong to a Board-recognised independent integrity-monitoring association (e.g., IBIA) and must forward suspicious-wager alerts to the association, the affected league, and the Board contemporaneously.

Operators may impose per-event or per-customer wager caps, but may not void a winning wager merely because it proved lucrative unless a palpable error or a rule breach is substantiated. The Board reserves the right to order the reinstatement of a voided wager.

An MGCB-licensed operator is a casino for federal BSA purposes, with CTR and SAR filing obligations. Internal AML programs must be risk-based, include designated responsible officers, and be tested annually by internal audit.

Every operator must hold player funds in a segregated reserve equal to or greater than the sum of player balances owed, kept with an MGCB-approved depository. The reserve is reported to the Board monthly and independently confirmed quarterly.

Each operator files a written ICS describing every policy and procedure that affects wager integrity, accounting, player funds, and reporting. Changes to the ICS require Board review before adoption, and actual operations must conform to the current filed ICS.

Michigan caps the value of promotional credits that may be deducted from taxable AGR. The cap is computed as a declining percentage of aggregate promotional credits awarded, so heavy promotional activity after the first years of operation becomes taxable.

The Board may issue a notice of violation, impose a civil fine, suspend a licence, or revoke a licence after a contested case hearing under the Michigan Administrative Procedures Act. Settlements are publicly filed.

Operators, platform providers, suppliers, and their key persons must cooperate fully with any Board inquiry, produce records in the requested form, and ensure that any external counsel does not obstruct the Board's statutory access to regulated records.

The MGCB coordinates with the Attorney General to send cease-and-desist notices to offshore operators that accept Michigan wagers. Payment processors and marketing vendors found to support unlicensed operators may lose their Michigan supplier eligibility.